{"id":3208,"date":"2026-03-05T10:28:27","date_gmt":"2026-03-05T10:28:27","guid":{"rendered":"https:\/\/insuranceforgroup.com\/?page_id=3208"},"modified":"2026-03-05T10:42:58","modified_gmt":"2026-03-05T10:42:58","slug":"terms-of-service","status":"publish","type":"page","link":"https:\/\/insuranceforgroup.com\/en_gb\/terms-of-service\/","title":{"rendered":"Terms of Service"},"content":{"rendered":"\n

insuranceforgroup.com<\/strong><\/h1>\n\n\n\n

Last updated: August 2024<\/p>\n\n\n\n

These Terms of Service govern your use of the website insuranceforgroup.com<\/strong> and the services provided through it.<\/p>\n\n\n\n

By accessing or using this website, you agree to these Terms. If you do not agree, please do not use this website.<\/p>\n\n\n\n

\n\n\n\n

1. About Us<\/strong><\/h3>\n\n\n\n

insuranceforgroup.com is operated by Insurance for Group Ltd<\/strong>.<\/p>\n\n\n\n

We specialise in arranging insurance solutions for organisations, groups and teams operating in a range of environments, including international locations.<\/p>\n\n\n\n

Our role is to help you understand available insurance options and assist with arranging suitable cover through authorised insurers.<\/p>\n\n\n\n

\n\n\n\n

2. Use of This Website<\/strong><\/h3>\n\n\n\n

You may use this website only for lawful purposes.<\/p>\n\n\n\n

You agree not to:<\/p>\n\n\n\n

    \n
  • Use the website in any way that breaches UK law or regulation<\/li>\n\n\n\n
  • Attempt to gain unauthorised access to the website or its systems<\/li>\n\n\n\n
  • Interfere with the website\u2019s functionality or security<\/li>\n\n\n\n
  • Misrepresent yourself or provide false information when requesting quotes or cover<\/li>\n<\/ul>\n\n\n\n

    We reserve the right to suspend or restrict access if misuse is detected.<\/p>\n\n\n\n

    \n\n\n\n

    3. Information on This Website<\/strong><\/h3>\n\n\n\n

    The information provided on this website is intended for general information purposes only<\/strong>.<\/p>\n\n\n\n

    While we aim to keep information accurate and up to date:<\/p>\n\n\n\n

      \n
    • Insurance terms and conditions vary by insurer<\/li>\n\n\n\n
    • Policy coverage may change<\/li>\n\n\n\n
    • Not all risks are covered by every policy<\/li>\n<\/ul>\n\n\n\n

      Nothing on this website constitutes a guarantee of cover or a binding offer of insurance.<\/p>\n\n\n\n

      Full details of cover are always provided in the policy wording issued by the insurer<\/strong>.<\/p>\n\n\n\n

      \n\n\n\n

      4. Insurance Quotes<\/strong><\/h3>\n\n\n\n

      Quotes provided through this website are:<\/p>\n\n\n\n

        \n
      • Indicative only<\/li>\n\n\n\n
      • Based on the information you provide<\/li>\n\n\n\n
      • Subject to insurer approval<\/li>\n<\/ul>\n\n\n\n

        A quote does not guarantee that insurance will be issued.<\/p>\n\n\n\n

        If information provided during the quote process is incomplete or inaccurate, the insurer may:<\/p>\n\n\n\n

          \n
        • Amend the terms<\/li>\n\n\n\n
        • Refuse cover<\/li>\n\n\n\n
        • Cancel the policy<\/li>\n\n\n\n
        • Decline a claim<\/li>\n<\/ul>\n\n\n\n

          It is your responsibility to ensure all information you provide is accurate and complete<\/strong>.<\/p>\n\n\n\n

          \n\n\n\n

          5. Insurance Coverage and Exclusions<\/strong><\/h3>\n\n\n\n

          Insurance policies arranged through our platform are issued by authorised insurers.<\/p>\n\n\n\n

          Coverage, limits and exclusions will always be defined in the insurer\u2019s policy wording.<\/p>\n\n\n\n

          As a general principle, policies arranged through insuranceforgroup.com do not provide cover for:<\/strong><\/p>\n\n\n\n

            \n
          • Kidnap and ransom<\/li>\n\n\n\n
          • Political evacuation<\/li>\n\n\n\n
          • Detention or arrest<\/li>\n<\/ul>\n\n\n\n

            If you require specialist cover relating to these risks, you should seek appropriate specialist insurance.<\/p>\n\n\n\n

            \n\n\n\n

            6. No Professional Advice<\/strong><\/h3>\n\n\n\n

            The content on this website does not constitute legal, financial or insurance advice.<\/p>\n\n\n\n

            Insurance needs vary between organisations and situations.<\/p>\n\n\n\n

            If you are unsure about the suitability of any policy, you should seek independent professional advice before purchasing cover.<\/p>\n\n\n\n

            \n\n\n\n

            7. Claims<\/strong><\/h3>\n\n\n\n

            All insurance claims must be submitted in accordance with the procedures set out in your policy documentation.<\/p>\n\n\n\n

            We may assist with the claims process, but:<\/p>\n\n\n\n

              \n
            • Claims decisions are made by the insurer<\/li>\n\n\n\n
            • We cannot guarantee claim approval<\/li>\n\n\n\n
            • Payment of claims is the responsibility of the insurer<\/li>\n<\/ul>\n\n\n\n
              \n\n\n\n

              8. Limitation of Liability<\/strong><\/h3>\n\n\n\n

              To the fullest extent permitted by UK law, Insurance for Group Ltd will not be liable for:<\/p>\n\n\n\n

                \n
              • Any indirect or consequential losses<\/li>\n\n\n\n
              • Loss of business, revenue, or opportunity<\/li>\n\n\n\n
              • Losses arising from reliance on website content<\/li>\n<\/ul>\n\n\n\n

                Our liability for any claim relating to the use of this website shall not exceed the amount paid by you for services provided through the site.<\/p>\n\n\n\n

                Nothing in these Terms limits liability where it cannot legally be limited, including liability for death or personal injury caused by negligence.<\/p>\n\n\n\n

                \n\n\n\n

                9. Intellectual Property<\/strong><\/h3>\n\n\n\n

                All content on this website, including text, design, graphics, logos and branding, is the intellectual property of Insurance for Group Ltd unless otherwise stated. You may not reproduce, distribute or modify any content without written permission.<\/p>\n\n\n\n

                \n\n\n\n

                10. Privacy<\/strong><\/h3>\n\n\n\n

                Your use of this website is also governed by our Privacy Policy<\/strong>.<\/p>\n\n\n\n

                This explains how we collect, use and store personal data.<\/p>\n\n\n\n

                \n\n\n\n

                11. Third-Party Services<\/strong><\/h3>\n\n\n\n

                This website may contain links to third-party websites or services.<\/p>\n\n\n\n

                We are not responsible for:<\/p>\n\n\n\n

                  \n
                • The content of external websites<\/li>\n\n\n\n
                • Their privacy practices<\/li>\n\n\n\n
                • Their terms and conditions<\/li>\n<\/ul>\n\n\n\n

                  Use of third-party services is at your own risk.<\/p>\n\n\n\n

                  \n\n\n\n

                  12. Website Availability<\/strong><\/h3>\n\n\n\n

                  We aim to keep the website available at all times. However we do not guarantee uninterrupted access.<\/p>\n\n\n\n

                  We may suspend access temporarily for:<\/p>\n\n\n\n

                    \n
                  • Maintenance<\/li>\n\n\n\n
                  • Security updates<\/li>\n\n\n\n
                  • Technical issues<\/li>\n<\/ul>\n\n\n\n
                    \n\n\n\n

                    13. Changes to These Terms<\/strong><\/h3>\n\n\n\n

                    We may update these Terms from time to time.<\/p>\n\n\n\n

                    Updated versions will be published on this page with a revised date.<\/p>\n\n\n\n

                    Your continued use of the website after changes are posted indicates acceptance of the updated Terms.<\/p>\n\n\n\n

                    \n\n\n\n

                    14. Governing Law<\/strong><\/h3>\n\n\n\n

                    These Terms are governed by the laws of England and Wales<\/strong>.<\/p>\n\n\n\n

                    Any disputes arising from the use of this website will be subject to the exclusive jurisdiction of the courts of England and Wales.<\/p>\n\n\n\n

                    \n\n\n\n

                    15. Contact<\/strong><\/h3>\n\n\n\n

                    If you have any questions about these Terms, please use our contact page: We aim to reply in under 24hrs to all communications:<\/p>\n\n\n\n

                    <\/p>\n","protected":false},"excerpt":{"rendered":"

                    insuranceforgroup.com Last updated: August 2024 These Terms of Service govern your use of the website insuranceforgroup.com and the services provided through it. By accessing or using this website, you agree to these Terms. If you do not agree, please do not use this website. 1. About Us insuranceforgroup.com is operated by Insurance for Group Ltd. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_gspb_post_css":"","footnotes":""},"class_list":["post-3208","page","type-page","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/insuranceforgroup.com\/en_gb\/wp-json\/wp\/v2\/pages\/3208","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insuranceforgroup.com\/en_gb\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/insuranceforgroup.com\/en_gb\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/insuranceforgroup.com\/en_gb\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/insuranceforgroup.com\/en_gb\/wp-json\/wp\/v2\/comments?post=3208"}],"version-history":[{"count":0,"href":"https:\/\/insuranceforgroup.com\/en_gb\/wp-json\/wp\/v2\/pages\/3208\/revisions"}],"wp:attachment":[{"href":"https:\/\/insuranceforgroup.com\/en_gb\/wp-json\/wp\/v2\/media?parent=3208"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}