Compare our three core insurance policies
At Insurance For Group, we tailor cover to the people you protect — whether that’s yourself, your team, your organisation, or all three. Use the table below to compare our most common policy types. If you don’t see an exact fit, we’re here to create a tailored quote for you.
The Cover?
Where is Cover available?
Currency Available?
Deductible?
Sum INSURED?
What is the minimum policy term?
How is a policy PURCHASED?
What does a policy cost?
How is the premium paid?
Does cover include being embedded and transport in a military vehicle as a passenger?
Claims Support?
Who decides if medical repatriation is needed?
Exclusions for pre-existing conditions
Insure yourself OUTSIDE your country of residence
We call this our ‘Insurance For Individuals’ policy
The Cover?
Our individual insurance cover is specifically tailored to meet the needs of individuals who will be working away from their home country– Accidental death
– Permanent disability by an accident
– Sickness and accident medical expenses in the insured areas.
– Emergency medical evacuation from the point of an incident to an appropriate care facility and repatriation home when necessary
– We also provide “follow you home” cover for up to three months after returning to your home country (subject to policy conditions)
Where is Cover available?
Worldwide with no exclusions, reduced cover in home country Currency Available?
US Dollars ($) Deductible?
$250 for each and every sickness and accident claim Sum INSURED?
Minimum $100,000, maximum $1 million limited by a multiple of 10 of the annual income of the insured person What is the policy term?
If bought online: minimum three days, weekly thereafter. Maximum 52 weeksIf bought as part of an organisational scheme: Daily- minimum 1 day, maximum 365 days
How is a policy bought?
Immediate cover online throughinsuranceforgroup.com or through the IF App
Or, as part of an organisational scheme having registered your organisation with Insurance For Group
What does a policy cost?
From $29.70 for a week plus a $10.00 policy fee How is the premium paid?
By card if bought online, or by card/invoice for organisational schemes Countries where cover is not available?
Yes Claims Support?
24 hours a day, 365 days a year from our claims partner – Northcott Global Solutions (NGS) Are medical care costs covered?
Doctor attending to client in discussion with claims partner Who decides if medical repatriation is needed?
365 days since last consultation or treatment
Insure yourself WITHIN your country of residence
We call this our ‘Insurance For Everyone’ policy
The Cover?
Available to anybody working in their country of residence– Accidental death
– Permanent disability by an accident.
Where is Cover available?
Worldwide with no exclusionsCurrency Available?
US Dollars ($) Deductible?
N/A Sum INSURED?
Minimum $100,000, maximum $500,000 limited by a multiple of 4 of the annual income of the insured person What is the policy term?
Minimum three days, weekly thereafterMaximum 52 weeks
How is a policy bought?
Immediate cover online throughinsuranceforgroup.com or through the IF App
Or, as part of an organisational scheme having registered your organisation with Insurance For Group
What does a policy cost?
From $11.00 per day (minimum 3 days) plus a $10.00 policy fee How is the premium paid?
By card when bought online Countries where cover is not available?
Yes Claims Support?
24 hours a day, 365 days a year from our claims partner – Northcott Global Solutions (NGS) Are medical care costs covered?
N/A Who decides if medical repatriation is needed?
Not applicable The Cover?
Our organisational insurance cover is designed to meet the duty of care responsibility for organisations with groups of staff visiting or working anywhere worldwide. Simple employer registration and online reportingAvailable to people employed or engaged in their own country by an Employer registered with Insurance For Group You can register your organisation here
– Accidental death
– Permanent disability by an accident
– Medical expenses by an accident
– Emergency medical evacuation from the point of an incident to an appropriate care facility and return to home cover when necessary
Where is Cover available?
Home country of insured individual only. Additional countries available on request
Currency Available?
US Dollars ($) Deductible?
$250 for each and every accident claim Sum INSURED?
$100,000 to $500,000 limited by a multiple of 4 of the annual income of the insured person What is the policy term?
When bought as part of an organisational scheme: Daily – minimum 1 day, maximum 365 days How is a policy bought?
Employers arrange insurance cover for their employees after registering with Insurance For Group What does a policy cost?
From $11.00 per person per day plus a $10.00 policy fee How is the premium paid?
By card or by invoice for organisational schemes Countries where cover is not available?
Yes Claims Support?
24 hours a day, 365 days a year from our claims partner – Northcott Global Solutions (NGS) Are medical care costs covered?
Doctor attending to client in discussion with claims partner Who decides if medical repatriation is needed?
365 days since last consultation or treatment