Find the right policy for you
Insurance for everyone – regardless of role or location.
Our policies are tailored to the people we protect — so whether you’re insuring yourself, the local people you employ, your organisation as a whole, or a combination of all three — you’ll find the specialised cover you need with Insurance For Group.
Low cost flexible pricing
Compare our policies
The table below shows the most common types of insurance policy we provide – based on who is taking out the policy, and where they are employed. Organisations may purchase policies from more than one category when arranging cover for groups. If you don’t see a precise match for your needs, contact us to create a tailored quote.
The Cover?
Where is Cover available?
Currency Available?
Deductible?
Sum INSURED?
What is the policy term?
How is a policy bought?
What does a policy cost?
How is the premium paid?
Countries where cover is not available?
Claims Support?
Are medical care costs covered?
Who decides if medical repatriation is needed?
Does cover include being embedded and transport in a military vehicle as a passenger?
Exclusions for pre-existing conditions for sickness claims?
The Cover?
Available to anybodyAccidental death and disablement only in the insured person’s home country extending to include sickness and accident medical expenses in all countries in the zone selected and lower zones.
Emergency medical evacuation from the point of an incident away from home country to an appropriate care facility and repatriation home when necessary.
Where is Cover available?
Worldwide with no exclusions, limited cover in home country.Every country is risk-rated into one of ten risk-graded zones. Once a policy is bought in a zone cover applies in all other countries in that and lower-risk-rated zones.
Currency Available?
US Dollars Deductible?
$250 for each and every sickness and accident claim Sum INSURED?
Minimum $100,000, maximum $1 million limited by a multiple of 10 of the annual income of the insured person What is the policy term?
If bought online: Weekly, minimum one week, maximum 52 weeks
If bought as part of an organisational scheme: Daily, minimum 1 day, maximum 365 days
How is a policy bought?
Immediate cover online throughinsuranceforgroup.com or through the IF App
Or, as part of an organisational scheme having registered your organisation with Insurance For Group.
What does a policy cost?
From $27.00 for a week in any country in our low zone plus a $10.00 policy fee. How is the premium paid?
By card if bought online, or by card/invoice for organisational schemes Countries where cover is not available?
None Claims Support?
24 hours a day 365 days a year from claims partner – Crisis 24 Are medical care costs covered?
Yes Who decides if medical repatriation is needed?
Doctor attending to client in discussion with claims partner Does cover include being embedded and transport in a military vehicle as a passenger?
Yes Exclusions for pre-existing conditions for sickness claims?
365 days since last consultation or treatment
Insurance for Group Personal Accident – For Locally Employed People and Organizations
For employers
The Cover?
Available to people employed or engaged in their own country by an employer registered with Insurance For GroupAccidental death including accident medical expenses worldwide including the insured person’s home country.
Emergency medical evacuation from the point of an incident to an appropriate care facility and repatriation home when necessary.
Where is Cover available?
Worldwide including home country. Currency Available?
US Dollars Deductible?
$250 per accident claim Sum INSURED?
$100,000 to $400,000 limited by a multiple of 4 of the annual income of the insured person What is the policy term?
Daily, minimum one day,maximum 365 days
How is a policy bought?
Employers arrange insurance cover for their employees after registering with Insurance For Group. What does a policy cost?
From $10.00 per person per day, higher in conflict zones How is the premium paid?
By employer within 7 working days of receipt of month-end statement – by card or invoice Countries where cover is not available?
None Claims Support?
24 hours a day 365 days a year from claims partner – Crisis 24 Are medical care costs covered?
Yes Who decides if medical repatriation is needed?
Doctor attending to client in discussion with claims partner Does cover include being embedded and transport in a military vehicle as a passenger?
Yes Exclusions for pre-existing conditions for sickness claims?
Not applicable, no sickness cover The Cover?
Available to anybodyAccidental death and disablement in the insured person’s home country and elsewhere in the world.
Where is Cover available?
Worldwide with no exclusions.Every country is risk-rated into one of ten risk-graded zones. Once a policy is bought in a zone cover applies in all other countries in that and lower-risk-rated zones.
Currency Available?
US Dollars Deductible?
N/A Sum INSURED?
Minimum $100,000, maximum $400,000 limited by a multiple of 4 of the annual income of the insured person What is the policy term?
Daily, minimum 3 days,maximum 365 days
How is a policy bought?
Immediate cover online throughinsuranceforgroup.com or through the IF App
Or, as part of an organisational scheme having registered your organisation with Insurance For Group.
What does a policy cost?
From $10.00 per day (minimum 3 days) plus a $10.00 policy fee How is the premium paid?
By card if bought online, or by card/invoice for organisational schemes Countries where cover is not available?
None Claims Support?
24 hours a day 365 days a year from claims partner – Crisis 24 Are medical care costs covered?
N/A Who decides if medical repatriation is needed?
N/A Does cover include being embedded and transport in a military vehicle as a passenger?
Yes Exclusions for pre-existing conditions for sickness claims?
Not applicable, no sickness cover 
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